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Tips on how a family can live comfortably on one income. Sell Or trade your second car If you have two car payments, consider selling or trading one of the cars. Selling one of the cars can save you a considerable amount of money both in the car payment and in reduced insurance and maintenance fees. Eliminate unnecessary luxuries You can save up to $100 a month just by eliminating some unnecessary expenses. For instance, cell phones; do you really need two cell phones, or even one? Cable or satellite subscriptions can also be reduced by changing plans, or eliminated altogether. Grow your own fruits and vegetables Buy some seeds and grow your own veggies. Seed packets are relatively inexpensive. Some vegetables and herbs can be grown indoors on a window sill or in your kitchen. Consider investing in a fruit tree. Instead of buying fruit at the grocery store, the fruit tree will provide you with fresh, healthy fruit. Create instructional videos Earn money by creating instructional videos and uploading them to Graspr.com. For video views with advertising, Graspr shares:
Examine your grocery budget Groceries are another expense that most families can easily reduce. Plan a weekly or monthly menu, make a shopping list, and stick to it. Do not shop for groceries if you are hungry. Limit dining outside of the home Try to cut out prepared foods and eating out. Consider working at home Ask your current employer about the possibility of telecommuting from home. You might also consider opening your own business and working from home. Bargain shop Garage sales and consignment shops can be great ways to save money. Many consignment shops only accept quality items so this can be a wonderful way to save money on big ticket items like furniture. Also, consider buying personal hygiene items at stores like Target and Walmart. These stores often sell personal hygiene items at lower prices that the traditional grocery store. If you can't live without your 400 thread sheets, buy them from stores like Overstock.com. You'll pay almost half the price. Use coupons You can use coupons for almost anything. You can save on hotels, car rentals, books, movies, diapers, gas, computer products and many other items. Using coupons can save you a substantial amount of money each month. Have more family activities You can save money on family fun in several small ways that will add up over the month. Use the library instead of the bookstore, visit the public park, and check with your local zoos and museums; many offer discounts and free days. How to have fun with your kids for free...anywhere!
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