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Medicare What is Medicare? Medicare is the Federal health insurance program for:
Medicare has two parts: hospital insurance, known as Part A, and supplementary medical insurance, known as Part B, which provides payments for doctors and related services and supplies ordered by the doctor. If you are eligible for Medicare, Part A is free, but you must pay a premium for Part B. Part A Hospital Insurance - Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. How to Qualify for Medicare If you are eligible for Social Security or Railroad Retirement benefits and are age 65, you and your spouse automatically qualify for Medicare. Medicare Approved Facilities Certain medical procedures must be performed in a Medicare Approved Facilities. To become a Medicare Approved Facility, a hospital must meet the minimum standards to ensure the safety of patients receiving the procedure. The facility must also employ people with specific expertises and abilities. Some of the procedures that must be performed in a Medicare Approved Facility are:
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