Link to


Child Care Insurance
Dealing with an HMO Dr.
Dealing with your HMO
Dental Insurance
Disability Insurance
EPO Insurance
Family & Medical Leave
Health Insurance

Health Insurance Benefits
Health Savings Account
Help with Denied claims
HMO Plans
HMO Terms Explained
Hospital Indemnity
How Much Insurance
Infertility insurance
Insurance Terms
Life insurance for kids
Life insurance from your job
Long Term Care
Medicaid fraud
MRMI Program
POS Plans
PPO Plans
Risks of not having insurance
Save money on insurance
Term vs. Whole
Universal Life
Workers' Comp


Promote your product

Financial help during medical crisis

Patient assistance programs

Adoption insurance

Value driven health care

Financial Assistance for women's healthcare

2005 Insurance Coverage
2006 Insurance Coverage

62 days after being laid off


Childcare Insurance

What is Child Care Insurance?

Child care insurance is insurance that is designed to protect the needs and finances of a child care agency. Child care insurance is required by most States in the U.S. Most day care centers and nursery schools must have child care liability insurance to become licensed by the Department of Health and Human Services (DHHS).

Child care insurance requirements in States vary. Some States require child care centers and/or family child care homes to have some form of insurance. Some States either require providers to carry insurance or to notify parents if they do not carry insurance. To find the specific insurance requirements in a State, contact the State child care licensing agency.

What will Child Care Insurance cover?

Coverage depends on the type of child care insurance you buy. Most child care insurance policies offer general liability coverage that protects you if someone claims you caused their injury, and pays to vigorously defend you if you are sued. Some types of child care insurance will provide a crises response team and cover rape and sexual abuse.

What to look for when choosing Child Care Insurance

  • Does the company providing the child care insurance have a dedicated crisis response team, which can be called in at a moment's notice to help your child care center through serious or crisis situations?
  • Does the program provide hard-to-find liability coverage, like sexual abuse and child care providers/teachers professional, that are essential to fully protect your center?
  • Does the company providing the child care insurance provide risk-management advice to make your center safer?
  • Does the company's claims team have experience handling highly emotional claims involving children?
  • Is the company rated "A" or better by independent insurance analyst A.M. Best?

When Will My Child Care Coverage End?

  • When your policy expires.
  • When you fail to pay your premiums.

Child hates babysitter.

We'll teach you how to #LiveTo100!

Join our newsletter!

Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us| Newsletter

RSS| Sitemap| Careers

Mamas Health Inc. does not provide medical advice, diagnosis or treatment and use of this website constitutes acceptance of the Terms of Use.

©2000 - 2017 MamasHealth, Inc.™. All rights reserved